Zero to Rich

In Zero to Rich: Secrets to Becoming a Millionaire by 30 , personal finance blogger Fiona Smith delivers an exciting and intuitive roadmap to financial freedom. The author provides a step-by-step guide to becoming emotionally, socially, intellectually, and financially rich. From clarifying your money goals to paying off high-interest debt, Smith draws on her years of experience working with the financially successful to outline exactly how you'll secure a better future. You?ll learn to tap into your work ethic, motivation, and talent to implement effective strategies for financial independence. The book offers anecdotes and stories from real people, informational graphics, and end-of-chapter challenges to help you internalize the practical lessons contained within. Smith examines the mindset shared by many wealthy people, including their fixation on growth, their willingness to fail, and their tendency to value time over money. Zero to Rich explains the importance of sound investment strategies and walks you through how to set up your own accounts, build your 401(k), use tax-advantaged accounts to your benefit, and minimize the fees you pay to brokers and advisors. Finally, it offers a blueprint for financial security that teaches you how to budget, choose between renting or owning a home, negotiate your salary, and even decide how to insure your health, possessions, home, and life. Perfect for early-career professionals, members of growing families, and ambitious young people intent on building a brighter future for themselves and the people they care about, Zero to Rich contains all the tools you'll need to secure your financial foundation, plan for your retirement, and improve your life.